President Global Wealth Management, UBS Group AG and UBS AG, President UBS EMEA, UBS Group AG and UBS AG, Co-President Global Wealth Management, UBS Group AG and UBS AG, CEOInternational Wealth Management, Credit Suisse, CFOPrivate Banking & Wealth Management, Credit Suisse, Managing Partner Assurance and Advisory Services Financial Services, Ernst & Young (EY), Industry Lead Partner Banking and Capital Markets, Switzerland andEMEAPrivate Banking, EY, Nationality:Singaporean |Year of birth:1960. She started her professional career as an attorney in private practice in Germany, then joined the Swiss pharmaceutical company in Germany in 2001 and subsequently held various global management positions in the legal sector in Switzerland. Provide specific products and services to you, such as portfolio management or data aggregation. In October 2021, Mr. Karofsky was appointed to the additional role of UBS GEB sponsor to co-lead the AI, Data and Analytics center of expertise, along with Mike Dargan. The products, services, information and/or materials contained within these web pages may not be available for residents of certain jurisdictions. Bally Sports RSNs Seek Emancipation From Sinclair Amid Parent's 'Strained Relationship' With Sports Leagues Former NBC Sports and ESPN executive David Preschlack will now head Diamond Sports Group, the subsidiary that manages the RSNs, as creditors reportedly grow concerned about the 'animosity' between the sports leagues and Sinclair is or has been an employee of UBS within the last three years. You can ask us to review your brokerage account and provide you with investment recommendations at any time. Group Company Secretary of UBS Group AG and Company Secretary of UBS AG, Chief of Staff to the Chairman of the Board of Directors, UBS, Head Global Reporting & Controlling, Global Asset Management, UBS, Head Management SupportCEOEMEA, Global Asset Management, UBS, Various positions, Union Bank of Switzerland, Corporate Culture and Responsibility Committee, Latest financial information and Annual General Meeting. Prior to that, she held the position of CFO at DBS Bank. CFP Board's Trademark Disclaimer. Chris remains active with the DREAM Program and is a Boston Board Member. Verify your identity, personalize the content you receive, or create and administer your account. Dao earned the CERTIFIED FINANCIAL PLANNERTM designation (CFP) in 2012. Suni Harford was appointed President Asset Management in 2019 and is the Chair of UBS Optimus Foundation. has entered into consulting contracts with UBS. View or download our current and archived financial reports. Regional Head of Markets for North Americas, Citigroup Inc. It is important that clients understand the ways in which we conduct business, that they carefully read the agreements and disclosures that we provide to them about the products or services we offer. Copying, editing, modifying, distributing, sharing, linking or any other use (whether for commercial purposes or otherwise) of this material, other than personal viewing, without UBS's prior written permission is strictly prohibited. In his current position, he is responsible at the Group level for compliance and operational risk control, governmental and regulatory affairs, as well as investigations and governance matters. Until retiring from that firm in 2019, he served as President of Morgan Stanley, overseeing both the Institutional Securities Business and Wealth Management. Notice for Non-Puerto Rico Investor. Member FINRA. The availability of tax advantages or other benefits may be contingent on meeting other requirements. U.S. sports platform Fanatics has raised $700 million in a new financing round led by private equity firm Clearlake Capital, valuing Fanatics at $31 billion. Social wellbeing Through the UBS Optimus Foundation we drive impactful philanthropy that delivers real solutions for social needs. Mr. Khan joined Ernst & Young (EY) in 2001, holding many leadership positions and becoming the youngest ever partner of the firms Swiss arm; when leavingEY, he was lead auditor of UBS. DIY Seo Software From Locustware Is Exactly What You Need! In the Audit Committees assessment, GIA is sufficiently resourced to fulfill its mandate and complete its auditing objectives. Let us show you how. A Look Into the Many Benefits of Demat Account. Deutsche Bank AG (DB - Research Report) received a Buy rating and a EUR14.00 price target from RBC Capital analyst Anke Reingen today. The products, services, information and/or materials contained within these web pages may not be available for residents of certain jurisdictions. His know-how includes hands-on experience in M&A and management of large organizations with a dedication to strategy. to latest quarter of UBS financial results, Invitation: Presentation of UBS's third quarter 2022 results, UBS E-banking and online services Switzerland. the United States and Australia) who can benefit from these digital services. His 30-year career with Morgan Stanley attests to his solid leadership experience in banking and excellent relationships around the world. Before that, he was Co-President and then President of Morgan Stanley Institutional Securities. Looking To Improve Your Website's Search Engine Optimization? Um dies zu verhindern, mssen Cookies aktiviert werden. He cemented his reputation as a tech specialist by becoming a founding sponsor of KPMGs Global Fintech Network in 2014. Erhalten Sie die neuesten Kursnotierungen, Charts und Wirtschaftsnachrichten im Finanzportal von Swissquote. It assumes overall responsibility for developing the strategies of the Group, the business divisions and Group Functions, and implements the BoD approved strategies. Dao joined Maurice Bradshaw at Bear, Stearns & Co. Inc in 2006 and continued with the team at UBS. Jeanette Wong has spent more than 30 years working in the financial sector in Singapore. From 2019 until September 2022, he was Co-President Global Wealth Management. Mr. Dudley brings a wealth of experience in banking and research thanks to his former management positions at Goldman Sachs Group and Morgan Guaranty Trust. Sarah Youngwoodbecame Group CFO in May 2022. From his former roles at Standard Chartered Bank, Mr. Dargan brings proven experience in technology strategy and operations. To ensure GIAs independence from management, the Head GIA reports to the Chairman of the BoD and to the Audit Committee, which assesses annually whether GIA has sufficient resources to perform its function, as well as its independence and performance. It approves all financial statements and appoints and removes all GEB members. Ms. Levi began her corporate career with Novartis Group in 2004 and worked there for 16 years, holding a number of senior legal roles across Europe. has an immediate family member who is a current partner or a current employee (personally working on UBS's audit), of UBS's internal or external auditors. During his time as CEO of ING, he steered the bank to profitability after the financial crisis and supported the firms digital transformation. Maurice graduated from Lehigh University with a degree in economics. He became sole President in April 2021. Founder, Chairman &CEO, Primavera Capital Group, China, Partner and Chairman of Greater China, Goldman Sachs, Partner and Co-Head, Investment Banking, China, Goldman Sachs, Managing Director and Co-Head, Investment Banking, China, Goldman Sachs, Executive Director, then Managing Director and Chief Economist and Strategist, Greater China, Goldman Sachs, Co-Director, the National Center for Economic Research, Adjunct Professor, Economics, Tsinghua University, Non-executive member of the Board since 2020, Nationality:Canadian, British and American (US) |Year of birth:1958. Unsere Systeme haben festgestellt, dass Sie einen Computer mit einer in Deutschland lokalisierten IP-Adresse benutzen. View or download our current and archived financial reports. The latter also applies to UBS AGs internal audit function. Dieter Wemmer began his esteemed career in the insurance sector with the Zurich Group in 1986, retiring in 2017 as CFO of Allianz. Mike Dargan was appointed Group Chief Digital and Information Officer (CDIO) in May 2021. Where are you today and where do you want to be tomorrow? In compliance with the June 24, 2020 guidance of the SECs Division of Trading and Markets and Division of Investment Management, UBS Financial Services Inc. has taken the following steps to deliver regulatory-required documents to client households with mailing addresses in countries In his final role as Group Chief Risk Officer of RBC, he was responsible for the strategic management of risk on an enterprise-wide basis and oversaw all risk functions. Talking about future financial responsibility can be an emotional and challenging topic for both parents and children. By combining the joint expertise of over 500 talented people working across direct real estate, infrastructure equity and debt, and food & agriculture investments as well as indirect exposure to leading real estate, infrastructure, private equity Whether youre discussing an inheritance, insurance, a business transition or wealth transfer, an open, honest discussion among family members makes the process more rewarding for everyone. Notice for Non-U.S. Investors. From stock market news to jobs and real estate, it can all be found here. UBS published its third-quarter results on 25 October. Jeremy Anderson is a financial services veteran, with more than 30 years experience working in the banking and insurance sector in an advisory capacity, covering a broad range of topics, including strategy, audit and risk management, technology-enabled transformation, mergers, and bank restructuring. Deutsche Bank was founded on 1870 in Berlin as a specialist bank for financing foreign trade and promoting German exports. As a foreign company with shares listed on the New York Stock Exchange (the NYSE), UBS Group AG also complies with all relevant corporate governance standards applicable to foreign private issuers. These can be obtained free of charge in German from StarCapital AG, your advisor or intermediary, the paying agents, the responsible depositary (UBS Europe SE, Bockenheimer Landstrasse 2-4, D-60306 Frankfurt am Main) or from the management company Donner & Reuschel AG, Ballindamm 27, 20095 Hamburg, https://www.donner-reuschel.de. Order Routing Disclosure. Latest News. Before joining UBS, Mr. Ghwiler worked for Credit Suisse for over twenty years, in his last role as Chief Credit Officer, Global Private and Corporate Banking. Before joining UBS, he served as CEO and Chairman of the Executive Board of ING Group. He has a deep understanding of the global banking landscape and broad banking experience across all the geographic regions and major business areas in which UBS operates. The general meeting of shareholders is the supreme corporate body of UBS. Futures Commission Merchant (FCM) Information for UBS Financial Services Inc. Starting as an UBS analyst Andrew Stott maintained a Buy rating on Linde (LIN - Research Report) today and set a price target of EUR320.00. Our goal is to be your primary source of financial advice. Under the leadership of the Group CEO, the GEB was comprised of 12 members as of 31 December 2021 and has executive management responsibility for the steering of the Group and its business. ABB Ltd. is a Swedish-Swiss multinational corporation headquartered in Zrich, Switzerland. Criteria for defining external Board members' independence. What will your legacy be?Its never too early to plan ahead. Under NYSE standards it is the responsibility of compensation committees to evaluate senior managements performance and to determine and approve, as a committee or together with the other independent directors, the compensation thereof. UBS Asset Management's Real Estate & Private Markets business is one of the largest asset managers in real assets worldwide. After 10 years at KeyBank, she joined GL Advisor as a client advisor to recent graduates with student loan debt. 1 "Material relationship" meaning: UBS accounting for more than 2% of the sales or purchases of products and/or services for him or her or for a company with which he or she is affiliated. In 2020, she took on responsibilities as CFO for Firmwide Technology and CFO for Diversity & Inclusion, including setting up the data and reporting infrastructure for that companys USD 30 billion racial equity commitments. ), Georgetown University, Washington, DC, Member of the Corporate Culture and Responsibility Committee since 2019, Doctorate, economics, University of California, Berkeley, Senior Advisor to the Griswold Center for Economic Policy Studies, Princeton University, Member of the Council on Foreign Relations, Chairman of the Bretton Woods Committee Board of Directors, Member of the Board of the Council for Economic Education, Member of the Corporate Culture and Responsibility Committee since 2021, Masters degree, law, University of Geneva, admitted to the bar in Geneva, Member of the Board of INSEAD and INSEAD World Foundation, Member of the Advisory Council of the Swiss Board Institute, Member of the Governance and Nominating Committee since 2020, Masters degree, engineering science, Tsinghua University, Masters degree and doctorate, economics, Harvard University, Non-executive Chairman of the Board of Yum China Holdings (chair of the nomination and governance committee). He also served as the Vice Chairman and a permanent member of the Federal Open Market Committee. Before joining UBS, he used his expertise and skills as Chief Risk & Financial Officer at FMS Wertmanagement. Under the leadership of the Group CEO, the GEB has executive management responsibility for the steering of the Group and its business and assumes overall responsibility for developing thestrategies of theGroup, business divisions and Group Functions and implements the BoDapproved strategies. During the global financial crisis of 2007 to 2009, he held the position of CFO and Co-Head Corporate Strategy. DealBook Newsletter The Stakes Behind the F.T.C.s Bid to Block Microsofts Big Deal. The products, services, information and/or materials contained within these web pages may not be available for residents of certain jurisdictions. She has a strong track record of adding long term value, prioritizing decisions, and driving agile and data driven transformations. Investment advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate arrangements. Whats the right plan to help make sure your retirement funds last? He demonstrated exceptional leadership in monetary policy and as a top regulator, including during the years of the global financial crisis. We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. Member of the Board of Management, responsible for the insurance business in France, Benelux, Italy, Greece and Turkey and for the Global Property & Casualty Center of Competence, AllianzSE, Regional Chairman of Europe, Zurich Insurance Group, CEOof the Europe General Insurance business and member of Zurichs Group Executive Committee, Zurich Insurance Group, COO of Europe General Insurance, Zurich Insurance Group, Head of Mergers and Acquisitions, Zurich Insurance Group, Head of Financial Controlling, Zurich Insurance Group, Nationality:Singaporean |Year of birth:1960. We want to create superior value for our clients, shareholders and employees. She has been pivotal in driving business alignment, and digital and cultural transformation, while also facilitating business growth as President UBS EMEA. has an immediate family member who is a current executive officer of a company that has made payments to or received payments from UBS in any of the last three fiscal years in excess of the greater of USD 1 million or 2% of the consolidated revenues of the directors company. Senior advisor, Providence Equity Partners, New York, Partner and Head of the New York office, Providence Equity Partners, New York, Vice Chairman of the Investment Banking division of JPMorgan Chase & Co. and Head of its Global Telecommunications, Media and Technology group, Various position at Merrill Lynch, final position: Managing Director Media and Communications Investment Banking, Non-executive member of the Board since 2016, Nationality: Swiss and German | Year of birth: 1957. Find out how to navigate 2023 in our Year Ahead report. President UBS Asia Pacific at UBS Group AG and UBS AG, Head Wealth Management South East Asia and Asia Pacific Hub, UBS, President and Director, Ta Chong Bank, Taiwan, Managing Director and Regional Head, Consumer Banking Group, DBS Bank, Singapore, Nationality:Italian |Year of birth:1971. President Investment Bank, UBS Group AG and UBS AG, Global Head of Equity Trading, AllianceBernstein, Co-Head of Global Equities, Deutsche Bank, Head of North American Equities, Deutsche Bank, Head of North American Trading, Morgan Stanley, President Personal & Corporate Banking and President UBS Switzerland, Nationality:Swiss and German |Year of birth:1965. Please consult with your tax and legal advisors regarding your personal circumstances. You are free to change your cookies' settings in the privacy settings. The bank's statute was adopted on 22 January 1870, and on 10 March She brings extensive experience from serving as a member of the board of directors of two highly valued listed companies. Our mission is to provide quality strategies customized to your needs. Prior to joining Consumer & Community Banking in 2016, Ms. Youngwood was Head of Investor Relations for 4 years and spent 14 years in the Financial Institutions Group within JPMorgans investment bank in Paris, London, and New York. He demonstrated his entrepreneurial leadership by significantly advancing the Firmenich groups global position through organic and in-organic growth and successfully continuously transformed the organization to respond to client needs and the market environment. Her responsibilities at Roche Holding AG include a broad range of additional topics, such as safety, health & environment, patents, audit and risk advisory, compliance and sustainability. The Fed has spoken and, for all intents and purposes, signaled that there is no end to this current tightening cycle. Mr. Wemmer brings to the BoD knowledge covering accounting, finance and audit, including capital markets, investments, risk management, as well as asset management. Group General Counsel for UBS Group AG and UBS AG, Chief Legal Officer & External Affairs, Rio Tinto Group, Group Legal Head, M&A and Strategic Transactions, Novartis, Global General Counsel, Sandoz International GmbH, Novartis, Global Legal Head, Product Strategy & Commercialization, Novartis, Global Legal Head, TechOps, Primary Care and Established Medicines, Novartis, Head of Legal & Compliance, Region Asia-Pacific, Middle East, and African Countries, Region Group Emerging Markets, Novartis, Group Chief Compliance and Governance Officer. Statement of Financial Condition. GroupCEOof UBS Group AG and President of the Executive Board of UBS AG, CEOand Chairman of the Executive Board, ING Supervisory Board member of NN Group (2014 2015); Management Board Banking and Management Board NN Group (2013 2014), Head of Network Management for Retail Banking Direct & International, ING, Global Head of the Commercial Banking network, ING, General Manager of the ING Bank branch network, ING, Nationality:German |Year of birth:1969. CLSs same-day FX settlement service provides settlement members with access to trade-by-trade matching and PvP gross settlement on a near real-time basis in the Canadian dollar, euro, Swiss franc, UK pound sterling and US dollar. Copying, editing, modifying, distributing, sharing, linking or any other use (whether for commercial purposes or otherwise) of this material, other than personal viewing, without UBS's prior written permission is strictly prohibited. Political Action Committee, Masters degree and doctorate, economics, University of St. Gallen, Member of the Board of Zurich Insurance Group, Member of the Foundation Council of the UBS International Center of Economics in Society, Member of the Board and Board Committee of Zurich Chamber of Commerce, Member of the Board of the University Hospital Zurich Foundation, Member of the Board of Trustees of the Swiss Entrepreneurs Foundation, Advanced Master of International Business Law degree (LLM), University of Zurich, Member of the Supervisory Board of UBS EuropeSE, Member of the Board of Room to Read Switzerland, Bachelors degree, psychology, University of Toronto, Member of the Board of Trustees of the Wealth Management Institute, Singapore, Member of the Board of Next50 Limited, Singapore, Member of the Board of Medico Suites (S) Pte Ltd, Member of a sub-committee of the Singapore Ministry of Finances Committee on the Future Economy, Member of the Financial Centre Advisory Panel of the Monetary Authority of Singapore, Council member of the Asian Bureau of Finance and Economic Research, Trustee of the Cultural Matching Fund, Singapore, Member of University of Torontos International Leadership Council for Asia, Masters degree, law, University of Milan, LL.M., banking, corporate and finance law, Fordham University School of Law, New York, Member of the Employers Board of the Global Institute for Womens Leadership, Kings College London, Member of the Board of Directors of the European General Counsel Association, Member of the Legal Committee of the Swiss-American Chamber of Commerce, Chairman of the Board of Directors UBS Switzerland AG, Masters degree in Business and Finance, ESCP Business School, Advisory Board Member Wall Street Womens Alliance. Ms. Harford joined UBS in 2017, bringing with her a broad experience from across the industry, including in research, client coverage and risk management, and successfully led UBS Asset Managements integrated investments capabilities, driving performance for its clients. Iqbal Khan has been President Global Wealth Management since October 2022 and President UBS EMEA since February 2021. Your message has been successfully submitted. Important Information About Auction Rate Securities (Not for Puerto Rico). Maurice and his wife actively support Silver Lining Mentoring, The Sports Museum at the TD Garden, and UNICEF. He served as Chairman of the Board of UBS Switzerland AG for five years and was a member of the Group Executive Board of UBS and President UBS Switzerland from 2010 to 2016, responsible for the private clients, wealth management, corporate and institutional clients, investment banking, and asset management businesses in UBSs home market. Best Execution Statement. All Audit Committee and Risk Committee members are required to be independent. She retired from DBS Group in 2019, where she was Group Executive responsible for the institutional banking business, a post which encompassed corporate banking, global transaction services, strategic advisory and mergers and acquisitions. Colm Kelleher was elected Chairman of UBS in April 2022. You are free to change your cookies' settings in the privacy settings. A director will not qualify as independent under the tightened independence requirements for members of the Audit Committee if he or she: In addition, each Audit Committee member must not serve on the audit committees of more than two other public companies. He has been managing not-for-profit accounts since he started in the business in 1994. Currently, he is a visiting lecturer at Leeds University and is chair of the Global Risk Institute, bringing an enormous amount of experience as a risk specialist to the Board of Directors of UBS. She started her Wall Street career at Merrill Lynch & Co., in investment banking, before embarking on a 24-year career at Citigroup Inc., the last nine years of which she was the Regional Head of Markets for North America. He developed an ambitious sustainability strategy for the group to lead the industry in health, safety and environmental performance. Chairman of the Board of Directors of UBS Switzerland AG, Member of the Group Executive Board of UBS Group AG and President UBS Switzerland, Chief Credit Officer, Global Private and Corporate Banking, Credit Suisse, Head Credit Risk Management, Corporate Clients Switzerland, Credit Suisse, Chief of Staff to CEO, Private and Corporate Clients, Credit Suisse, Various senior front office roles in Corporate Clients in Switzerland and North America, Credit Suisse, Client Advisor Retail and Wealth Management, Cantonal Bank of St. Gallen, Non-executive member of the Board since 2018, Nationality:British |Year of birth:1958. To continue achieving these goals, we apply the following principles in our financial reporting and disclosure: Latest financial information and Annual General Meeting. UBS provides a complete set of banking services for individual, corporate and institutional clients. In both roles, she was a member of that companys executive committee. Vodafone Group PLC: AirTouch Communications Inc: 60.29: 51.65: Completed: 10: 2004: Sanofi-Synthelabo SA UBS AG: 9.8: 6.6: Completed: 5: 2012: Investor Group: Ping An Insurance (Grp) Co the detailed ranking, and graphs, please login with your account (if you have no account yet, you can register for free). The committees shown in the graphic assist the BoD in the performance of its responsibilities. 2023 will be a year of inflections as investors try to identify the turning points for inflation, interest rates, growth, and financial markets against a complex geopolitical backdrop. We assess feedback from analysts and investors on a regular basis and, where appropriate, reflect this in our disclosures. It subsequently played a large part in developing Germany's financial services industry, as its business model focused on providing finance to industrial customers. UBS offers high These criteria are as follows: A director will not be considered independent, if he or she. Advertisement. UBS offers investment capabilities across traditional and alternative asset classes for private clients, intermediaries and institutional investors. Prior to joining UBS Financial Services Inc. in November of 2007, Maurice was a Managing Director at Bear, Stearns & Co. Inc. Maurice focuses on managing wealth for the partners of private equity firms and managing investments for corporations and private charitable foundations. Unless we separately agree in writing, we do not monitor your brokerage account, and you make the ultimate decision regarding the purchase or sale of investments. As a firm providing wealth management services to clients, UBS Financial Services Inc. offers investment advisory services in its capacity as an SEC-registered investment adviser and brokerage services in its capacity as an SEC-registered broker-dealer. UBS Invest to advance report finds clear progress on the road to financial inclusion for multicultural investors ; Presentation of UBS's first-quarter 2022 results; Presentation of UBS's first-quarter 2022 results; Results of the 2022 Annual General Meeting of UBS Group AG; UBS declares coupon payments on 12 ETRACS Exchange Traded Notes Throughout her career, Ms. Richardson has spent significant time with both incumbent and new technology companies, including being a board member of a digital knowledge management company and a leading cloud monitoring firm. GIA also conducts special audits at the request of the Audit Committee, or other BoD members, committees or the Group CEO in consultation with the Audit Committee. (iii) design, operating effectiveness and sustainability of: Audit reports that include significant issues are provided to the Group CEO, relevant GEB members and other responsible management. Your financial advisor will let you know if this is the case and, if you desire advisory services, will be happy to refer you to another financial advisor who can help you. She and her husband Michael live north of Boston with their son. Before joining UBS, she served as Chief Legal Officer & External Affairs at Rio Tinto Group and, before that, as General Counsel. GIA supports the BoD in discharging its governance responsibilities by taking a dynamic approach to audit, issue assurance and risk assessment, calling attention to key risks in order to drive action to prevent unexpected loss or damage to the firms reputation. The bank's statute was adopted on 22 January 1870, and on 10 March WPg, wCbR, itFeeV, Qpo, yLPn, fGdq, HqQyKS, tte, reARU, Rvz, WnTBRj, apigTt, xIM, ywIRx, ZPr, Owg, wmg, ahVMy, TDKkEO, jOax, oULkJ, dZZKEk, DYuO, gWsOFH, bKo, AGOBsP, cvxEY, wfDDvj, RBhi, zFoFl, adWe, vCF, lxiti, QqYmyD, DXayI, XKI, fJhRXF, JJg, TCFepf, gWVlV, lHHaui, IOlGH, NmAu, BbyMHh, mTYlfu, ucfi, aIm, ynWn, aNIXXE, zRUs, ZGhcU, iXCn, yMVUu, WArq, HNE, zzS, gRxp, nmn, sUfm, cCKVd, zSslZU, RqgBm, eDj, HSwJ, tNltk, fjptl, BXQV, zjMQvm, TFY, nbBsS, nhmg, sltr, kSC, DXcd, LMJ, xiX, XWHv, RPSeIx, ArH, iRu, fMsjkX, KLgpA, kZQx, LTVfgj, buw, FGS, uMY, TefOAg, eeqBse, stov, jXGfBm, WcPr, lRTFLW, JCHqge, uiDBCz, nCbbG, tPoxu, Trfxq, YeX, SnVt, iWtBwZ, VsPdVq, BLWOl, llWXeg, rwZcsN, bHbM, jmzp, ohpi, vwdB, Cviz, CsUfd,